Anthem Blue Cross Blue Shield allows you to add maternity benefits for an additional cost to their Premier Plus plan, which offers robust benefits for routine and unexpected medical care. It features the lowest levels of co-insurance (the amount you pay for health care) and has a choice of prescription drug coverage options as well as an annual vision screening exam with a co-payment that you pay. Since this plan has a higher level of benefits, the premiums are typically more than premiums for the insurer’s other policies.
Maternity Coverage at a Glance:
Premier Plus: A maternity rider may be added to a Premier Plus policythat has a deductible of at least $2,500 for individual coverage or $5,000 for family coverage. After the applicable deductible is met, there is a $3,000 professional services/delivery co-payment (that’s the amount you pay).
Maternity benefits aresubject to an 18-month waiting period for adults age 19 or older from the date the policy goes into effect.
