Indiana Health Blog

Are Affordable Indiana Health Insurance Plans A Thing Of The Past?

adminuser — Thu, 17 May 2012 17:47:15 +0000

You may think low cost Indiana health insurance is a thing of the past, but it's not. There’s been a big change in Indiana health insurance that you won’t want to miss. Any Indiana health insurance plan you buy now, even one with a $10,000 deductible, will pay for recommended preventive services as long as you see a doctor who is in the provider network. The services that have been included in this mandate are designed to keep everyone healthy at every age. Well-baby check-ups and vaccinations | Continue reading this entry »

Indiana Term Life Insurance Plans

adminuser — Sun, 13 May 2012 17:52:55 +0000

Life is very unpredictable. However, one fact that remains constant is that we all have to face our own death. As much as we would like to avoid the subject, if you have kids depending on you for food, shelter and transportation to school, it might be wise to start considering an Indiana Term Life Insurance plan. What is life insurance? Life insurance is meant to provide money (the coverage you selected) to your beneficiaries in case you die. The beneficiaries are free to use the money as | Continue reading this entry »

Learning About Indiana Critical Illness Insurance Plans

adminuser — Wed, 09 May 2012 17:54:09 +0000

Most of us think about health related problems much later in our lives. But, the fact is many of the individuals currently now suffering from various illnesses categorized as critical aren't even the age of sixty-five. Critical illness can cause you to incur huge medical bills. Will your high-deductible Indiana health insurance plan be of help if you suddenly suffer a stroke? One of the risks in carrying a high-deductible Indiana health insurance plan is that when you get sick you need to | Continue reading this entry »

What Has Indiana Health Insurance Got To Do With Mother’s Day Gifts?

adminuser — Mon, 07 May 2012 09:11:01 +0000

Mother’s Day is just around the corner and you might be thinking about the perfect Mother’s Day gift. You know what’s better than edible arrangements and greeting cards? It’s making sure that your mom is in good health. What is the best way to do that? Get an Indiana health insurance policy to cover your mom’s health needs. With an Indiana health insurance plan, mothers will have the assurance that they will get quality healthcare without having to worry about handling the full cost | Continue reading this entry »

Does Indiana Health Insurance Have Underwriting Policies?

adminuser — Tue, 01 May 2012 15:36:58 +0000

Yes, all Indiana health insurance companies use medical underwriting policies before deciding whether an enrollee will be accepted or denied. Medical underwriting is the practice of evaluating what it will cost to pay for an applicant's health care. In the past, applicants could be charged higher rates, be partially covered for health care not related to a pre-existing problem or be refused coverage completely. Health care reform mandated that insurers accept applications for children regardless | Continue reading this entry »

Compare Indiana Health Insurance Premiums Annually

adminuser — Sun, 29 Apr 2012 15:38:08 +0000

Did you know your Indiana health insurance premiums can go up every year or even more often? Unless you are comparing your coverage to new plans, you may be missing out on less expensive options year after year. Why pay more for health insurance coverage if there's a better option? One of the ways you can pay less for Indiana health insurance is to take advantage of tax deductions for any health care costs not covered by your insurance. To get these tax deductions, simply combine a Health | Continue reading this entry »

Indiana Health Insurance Will Protect Your Loved Ones

adminuser — Wed, 25 Apr 2012 00:42:11 +0000

Generally, Indiana health insurance plans that have a high deductible can give you low monthly premiums compared to traditional co-pay plans. Now preventive care is covered before you meet the plan’s deductible. What an awesome deal, right? But, will your high-deductible plan cover accidental injuries? As long as you have a high-deductible Indiana health insurance plan, personal accident insurance can protect you from the cost of unexpected trips to the emergency room. This could be | Continue reading this entry »

Indiana Health Insurance Plans For Children With Autism

adminuser — Mon, 23 Apr 2012 10:00:18 +0000

Some of you might be wondering what is autism? One developmental disorder that is neural in nature, and is globally recognized, is autism. The extent of the disease may be classified as mild to devastating. Either way, it requires intensive treatment and therapy which may prove costly for most people. Given the cost of treatment, most Indiana health insurance companies tended to decline applications for people diagnosed with autism, but that's changing. Since 2001, Indiana health insurance | Continue reading this entry »

Indiana Health Insurance Companies Charge Higher Premiums When You Have A Pre-Existing Condition

adminuser — Sat, 21 Apr 2012 10:42:47 +0000

People buy Indiana health insurance to help with future medical bills. If you have a clean bill of health, getting health care coverage is pretty straightforward. However, this is not the case for those who have a pre-existing medical condition. This is a health problem that existed before you enroll in an Indiana health insurance plan. A person with a pre-existing condition is generally considered “high risk.” This is because that condition may make him or her more likely to need high-cost | Continue reading this entry »

How Indiana Health Insurance Changed With Health Care Reform

adminuser — Fri, 20 Apr 2012 09:36:38 +0000

Despite the challenge currently faced by the health care reform law in the U.S. Supreme Court, it has changed how Indiana health insurance is delivered to the state’s residents. The new health care law forced insurance companies to play by the rules, prohibiting them from dropping your coverage if you get sick, billing you into bankruptcy because of an annual or lifetime limit, or, soon, discriminating against anyone with a pre-existing condition. By the end of 2011, 678 previously uninsured | Continue reading this entry »